DJW Publishing

Privacy Policy

Effective September 11, 2026

This Privacy Policy explains how DJW Publishing collects, uses, and shares information when you visit the Overcoming Credit Roadblocks website, follow a link to purchase the book, or contact us. By using this website, you acknowledge the practices described below.

1. Information we collect

Information you provide

If you contact DJW Publishing, we receive the information you include in your message, such as your name, email address, and the nature of your request.

Purchase and order information

Purchases are completed through Payhip and its payment-processing partners. DJW Publishing may receive customer and transaction information needed to administer the order, such as a purchaser’s name, email address, product purchased, transaction amount, payment status, and order-related communications. DJW Publishing does not collect payment-card details directly through this website.

Website and analytics information

This website uses Google Analytics 4. Google Analytics may collect information about visits and interactions, including pages viewed, approximate location, browser and device information, session activity, referring sources, and clicks on links leading to the Payhip checkout page. Google Analytics may use cookies or similar technologies to distinguish users and sessions.

2. How we use information

DJW Publishing may use information to:

  • fulfill purchases and provide access to digital products;
  • respond to customer-service, technical, privacy, or business inquiries;
  • maintain records relating to transactions and customer support;
  • measure website use, traffic sources, and checkout-link activity;
  • improve the website, book information, and customer experience;
  • protect the website, customers, and DJW Publishing from misuse or fraud; and
  • comply with applicable legal, tax, accounting, or regulatory obligations.

3. Google Analytics and cookies

Google Analytics helps DJW Publishing understand how visitors find and use the website. Google may process analytics information according to its own policies. You can learn more through Google’s explanation of how it uses information from sites and apps.

You may restrict or delete cookies through your browser settings. Google also provides a Google Analytics opt-out browser add-on. Restricting cookies may affect the completeness of analytics measurements but should not prevent you from reading the website or following the purchase link.

4. Payhip and payment services

When you select a purchase button, you leave this website and enter a checkout experience operated by Payhip. Payhip and the payment provider used at checkout process information under their own terms and privacy practices. You should review those policies before submitting payment or personal information. DJW Publishing uses order information received through those services only for legitimate business purposes, including fulfillment, support, recordkeeping, and compliance.

5. When information may be shared

Information may be shared with service providers that support website analytics, checkout, payment processing, product delivery, communications, data storage, or professional services. Information may also be disclosed when reasonably necessary to comply with law, respond to lawful requests, enforce applicable agreements, protect rights and safety, or address fraud and security concerns.

6. Data retention

DJW Publishing retains information for as long as reasonably necessary for the purposes described in this policy, including order fulfillment, customer support, business records, dispute resolution, security, and legal or accounting requirements. Retention periods may differ according to the type of information and the reason it is maintained.

7. Your choices and privacy rights

Depending on where you live, you may have rights concerning access to, correction of, or deletion of personal information, as well as other rights provided by applicable law. To submit a privacy request, email john@djwpublishing.net. DJW Publishing may need to verify your identity and may retain information when permitted or required by law.

8. Data security

DJW Publishing uses reasonable administrative and technical measures intended to protect information under its control. No method of transmission, storage, or online processing can be guaranteed to be completely secure.

9. Children’s privacy

This website and book are intended for a general adult audience and are not directed to children under 13. DJW Publishing does not knowingly collect personal information directly from children under 13 through this website.

10. External links

This website may link to Payhip, Google, YouTube, or other third-party services. DJW Publishing does not control the privacy, security, or content practices of those services.

11. Changes to this policy

This Privacy Policy may be updated when the website, services, or applicable requirements change. The effective date at the top of this page will identify the current version.

12. Contact

For privacy questions or requests, contact:

DJW Publishing
john@djwpublishing.net

This policy provides general information about DJW Publishing’s privacy practices and is not legal advice.

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